What is Citizens Pay?
is a flexible, buy-now-pay-later payment option that allows BJ’s Members to apply for a monthly flat rate installment loan on carts over $99.
HOW IT WORKS
Build your cart worth a minimum of $99 & checkout.
Select Citizens Pay
& enter your information.
Choose your payment terms & submit order.
FREQUENTLY ASKED QUESTIONS
What are the term lengths?
Members may select terms for 3, 6, 12 or 24 months depending on the purchase amount.
Are there fees?
Variable APR interest, but no late fees, no deferred interest, no gimmicks.
What cannot be used with Citizens Pay?
Most items are available to use with Citizens Pay
, however it can only be used for cart purchases of over $99. This excludes gift cards.
Will this be available in-Club and online?
Pay will only be available online at BJs.com. It is not currently available in-Club or BJ's Mobile App.
How do I use Citizens Pay?
Once it’s available, Citizens
Pay will be a payment method when you are ready to check out (Application Required).