https://d.comenity.net/bjsbusiness/

My BJ’s Perks®
BJ’s Perks Plus® and BJ’s Perks Elite®
Program Terms


About the Program

The My BJ’s Perks Program (“Program”) allows you to earn awards on the dollars you spend as described below using your My BJ’s Perks® Mastercard® , My BJ’s Perks® World Mastercard® or My BJ’s Perks® World for Business Card. You can then redeem awards at the front-end registers at BJ’s Club locations. 

These Program Terms are separate from your Credit Card Account Agreement (“Agreement”), which governs the use of your BJ’s Perks Plus or BJ’s Perks Elite Credit Card.

In these Program Terms, “you” and “your” means the account holder. “We,” “our,” and “us” mean BJ’s Wholesale Club, Inc. “Bank” means Comenity Capital Bank or its assignees. “Account” means your credit card account with the Bank. Other capitalized words not specifically defined have the same meaning as in your Agreement


Enrollment/Qualification

BJ’s Perks Plus and BJ’s Perks Elite Memberships are subject to the Credit Card Agreement and the BJ’s Membership Terms which are available at the Member Services Desk and online at BJs.com/terms. Certain Member types, such as Supplemental, Household Cardholder, Promotional, College and Global Sales Members are not eligible for the Program. Only one BJ’s Membership Number per credit card Account will be eligible to participate in the Program. You will be automatically enrolled in the Program when you have an active Primary BJ’s Membership and the Bank opens your Account. BJ’s Membership Secondary Cardholders and Supplemental Members must convert to a Primary Membership in order to be the Account holder and be eligible for the Program.


Program Earnings

Earnings on Eligible Purchases accumulate to your Program balance when you pay for them with your My BJ’s Perks credit card so long as your Account is in Good Standing. “Good Standing” means your Account is (1) open to new charges, (2) not more than 60 days past due under the Agreement, (3) does not have a balance over the assigned credit limit and (4) not flagged as lost, stolen, or fraudulent according to Bank’s written or electronic record “Eligible Purchases” means purchases of goods and/or services made by you or any authorized user on your Account minus any returns, refunds or credit adjustments, rounded to the nearest dollar. Eligible Purchases do not include BJ’s Club purchases of items restricted by law or regulation, sales taxes, bottle deposits, alcoholic beverages, cigarettes or tobacco-related products, lottery tickets, gift cards, propane, gasoline, BJ’s Member Services (such as BJ’s Auto Buying Program®, Cellular Phone Services, BJ’s Optical®, BJ’s Travel®, Audiology), other purchases not recorded through BJs.com or Club front-end registers, Global Sales transactions or as posted at the Membership Desk. Eligible Purchases also do not include balance transfers, convenience checks, cash advances, overdraft advances, unauthorized or fraudulent charges, purchases of money orders, travelers checks, foreign currency or other cash equivalents, fraudulent transactions; and transactions subject to adjustment; or on interest or fees of any kind, such as finance charges, late payment fees and cash advance fees. Earnings accumulate to your Program balance as follows:


BJ’s Perks Plus

  • Earn 3% Cash Back on Eligible Purchases made at BJ’s Club location front-end registers and BJs.com when you use your BJ’s Perks Plus credit card
  • Earn 2% Cash Back on Eligible Purchases made at Dining and Gas Stations locations outside of BJ’s Club locations. Merchant Classification: Each merchant – that is a retailer, business or any other place where you can make a purchase – is assigned a code that indicates the merchant’s area of business. For example, gas stations or grocery stores are each generally assigned a specific merchant code. Neither we nor the Bank assign or have any control over merchant codes. Merchant codes are chosen and assigned by a third party, who may change the codes from time to time. When you make a purchase at a merchant, the Bank is provided the code for the merchant. If the merchant code matches a category that gives you additional earnings, you will receive the additional earnings for that purchase. Because the Bank doesn’t control what code a merchant is assigned, sometimes a purchase that you think fits a certain category may not earn additional earnings.
  • Earn 1% Cash Back on Eligible Purchases made everywhere else Mastercard is accepted.
  • Receive an instant discount of 10¢ off each gallon of fuel at BJ’s Gas when you use your BJ’s Perks Plus credit card to pay for your fuel purchase. Note that purchases at BJ’s Gas do not accumulate earnings.

BJ’s Perks Elite

  • Earn 5% Cash Back on Eligible Purchases made at BJ’s Club location front-end registers and BJs.com when you use your BJ’s Perks Elite credit card.
  • Earn 2% Cash Back on Eligible Purchases made at Dining and Gas Stations locations outside of BJ’s Club locations. Merchant Classification: Each merchant – that is a retailer, business or any other place where you can make a purchase – is assigned a code that indicates the merchant’s area of business. For example, gas stations or grocery stores are each generally assigned a specific merchant code. The Bank doesn’t assign or have any control over merchant codes. Merchant codes are chosen and assigned by a third party, who may change the codes from time to time. When you make a purchase at a merchant, the Bank is provided the code for the merchant. If the merchant code matches a category that gives you additional rewards, you will receive the additional earnings for that purchase. Because the Bank doesn’t control what code a merchant is assigned, sometimes a purchase that you think fits a certain category may not earn additional earnings.
  • Earn 1% Cash Back on Eligible Purchases made everywhere else Mastercard is accepted.
  • Receive an instant discount of 10¢ off each gallon of fuel at BJ’s Gas when you use your BJ’s Perks Elite credit card to pay for your fuel purchase. Note that purchases at BJ’s Gas do not accumulate earnings.

Your earnings will be added to your Program balance within 2-3 days after each Eligible Purchase posts to your Account and your Program balance will be posted at comenity.net/bjsbusiness   or comenity.net/bjs. There is no cap to the amount of awards issued per billing period or year. We reserve the right to verify and adjust your Program balance.

Purchases that are returned or refunded or otherwise adjusted will be deducted from your Program balance. Such deductions may result in a negative Program balance, in which case, any future earnings will be applied to reduce that negative balance.

We may from time to time make special offers for you to accumulate bonus earnings on specific purchases. The terms and conditions for such special offers (such as which purchases qualify and the amount of bonus earning available) will be disclosed at the time of offer. Please check those terms and conditions carefully, as there may be important conditions or limitations (such as blackout periods, limitations or exclusions). Availability of any special offer is subject to change without notice.


Program Awards

Awards are digital certificates issued in $20 increments available at, and can be used by, authorized Account cardholders for merchandise and Membership fees at, the front-end registers of BJ’s Club locations. Awards are issued when your Program balance reaches $20. You may choose to use awards or save them. If you choose to use awards, you must use all the awards that are presented to you. Use of awards will not create a negative cash register balance and awards cannot be combined from multiple Memberships. Cash back can be requested in the form of a check prior to awards expiring by contacting Member Care at 800-BJs-CLUB. Awards will become available within 2-3 business days after they are issued.

Awards will be redeemed on a “first in, first out” basis, such that the first award earned will be the first redeemed. Awards not redeemed will be carried over to the following statement period. However, Program balances that have not yet reached award threshold will expire thirty-six (36) months after the date that they are earned. Awards will expire six (6) months from the date they are issued. To view the expiration date of your Awards, please sign in to your Account Center page at mybjsperks.com . Once awards expire, they may not be redeemed. You will also forfeit your Program balance if you attempt to violate the prohibitions on the transfer of awards, if you file for bankruptcy or if the Bank or you close your Account for any reason. You will not be entitled to and will not receive any compensation from us for awards that expire or are forfeited.

A member’s Account must be in Good Standing to earn awards. Once awards have been earned, a member can still redeem awards notwithstanding their Account status, subject to the limitations described in these Program Terms. Your Program balance will be reduced by the number of awards issued. Awards cannot be purchased or sold. Awards are not transferable.

If you do not renew your BJ’s Membership, you will continue to accrue and can redeem awards with your BJ’s Perks Plus or BJ’s Perks Elite credit card. However a 20% surcharge will apply to all your BJ’s purchases, including BOTH purchases that earn awards AND purchases made using awards. If you cancel your BJ’s Membership you will forfeit all awards and will no longer accrue awards. Non-member pricing will apply to your BJ’s purchases. 


Account Cancellation

If you cancel your BJ’s Perks Plus or BJ’s Perks Elite credit card account and maintain a BJ’s Perks Rewards Membership, you will continue to earn and redeem awards in accordance with the terms of the My BJ’s Perks Rewards Program

If you upgrade or downgrade between BJ’s Perks Elite credit card and BJ’s Perks Plus credit card account, you will continue to earn awards in accordance with the terms of your new Program level

If you cancel your BJ’s Perks Plus credit card or BJ’s Perks Elite credit card and maintain a BJ’s Inner Circle or Business Membership, you may redeem awards at Member pricing but will no longer accrue towards awards

If you still want to take advantage of your awards after cancelling your BJ’s Membership, please call BJ’s Member Care at 877-257-7772 to open a new Membership. Once you have a new BJ’s Membership, please contact Comenity Capital Bank to update the membership number on your card at 855-269-1622 for your My BJ’s Perks Mastercard, 844-271-2535 for your My BJ’s Perks World Mastercard or 844-271-2537 for My BJ’s Perks World for Business (TDD/TTY 888-819-1918). 


My BJ’s Perks Membership EASY renewal®

Your BJ’s Club membership is automatically enrolled in BJ’s EASY renewal. Your My BJ’s Perks Membership will be renewed automatically and your BJ’s Membership fee will be charged to your Account each year as long as your Account is in Good Standing unless you opt out of this feature. You may change your EASY renewal preferences by calling 844-268-8093 or online at BJs.com.


Program Maintenance and Communication

We may communicate with you regarding any matter related to the Program (including Program activity, award redemption and earning activity, and Program enrollment) by mail, telephone or electronic communication. You may update your contact information at comenity.net/bjsbusiness  or comenity.net/bjs  or by calling 855-269-1622 for your My BJ’s Perks Mastercard, 844-271-2535 for your My BJ’s Perks World Mastercard or 844-271-2537 for My BJ’s Perks World for Business (TDD/TTY 888-819-1918). Neither We nor the Bank are responsible for communications lost due to change of address or other contact information.

You will not lose your unused and unexpired awards or your Program balance if your Card is lost, stolen or damaged and the Bank provides a replacement Card, even if such replacement Card has a different Account number. However, if your Card is reported as lost, stolen, or damaged you will not earn to your Program balance until the Bank provides a replacement Card.

If you believe that a purchase made on your Account should have added to your Program balance and the earnings do not show on your Program balance within forty-five (45) days, notify the Bank immediately. The Bank will use reasonable efforts to investigate your Awards or Earning Dispute so long as you notify us of such dispute within ninety (90) days of the posting date of such purchase. If you do not notify us within such ninety (90)-day period, you will have waived your right to make an Award or Earning Dispute with respect to that purchase. In order for us to undertake an investigation of your Award or Earning Dispute, we may require you to provide written confirmation of the dispute. If we do not receive the requested written confirmation at the address and within the time requested by us, we may in our sole discretion determine not to investigate your Award or Earning Dispute. Upon completion of our investigation of your dispute, we will have no further responsibilities should you later reassert the same Award or Earning Dispute.


Other Terms

We may, at any time change, limit, or terminate any aspect of the Program. Any liability that we may have to you in connection with the Program shall be limited to the amount of any unused awards you have available in accordance with these Program terms.

The Bank does not: (a) endorse the Program or products purchased at BJ’s Club locations and/or BJs.com; (b) make any express or implied warranty regarding awards or products purchased at BJ’s Club locations and/or BJs.com (c) guarantee the performance of awards or products purchased at BJ’s Club locations and/or BJs.com or (d) operate or control awards offered through this Program.

The My BJ’s Perks Mastercard, My BJ’s Perks World Mastercard and My BJ’s Perks World for Business are issued by Comenity Capital Bank, pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Entire Agreement; No Waiver By Us. These Program Terms replace and supersede any previous terms and conditions governing the Program we may have provided to you.

Terms as of 06/05/17. Subject to change.

Item Added Successfully

Error Adding to Wishlist